Call reports 2007
CALIFORNIA INTERNATIONAL BANK, N.A. — 2007
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 29,003,000 | 34,663,000 | 33,464,000 | 37,733,000 |
| Total loans | 15,312,000 | 16,190,000 | 20,171,000 | 22,982,000 |
| Allowance for loan losses | 207,000 | 207,000 | 251,000 | 346,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,992,000 | 4,995,000 | 4,998,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,362,000 | 23,115,000 | 22,084,000 | 26,866,000 |
| Interest-bearing deposits | 15,453,000 | 20,894,000 | 20,260,000 | 24,744,000 |
| Noninterest-bearing deposits | 1,909,000 | 2,221,000 | 1,824,000 | 2,123,000 |
| Equity capital | 11,567,000 | 11,411,000 | 11,243,000 | 10,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 893,000 | 1,482,000 | 2,044,000 |
| Interest expense | 145,000 | 391,000 | 665,000 | 948,000 |
| Net interest income | 239,000 | 502,000 | 817,000 | 1,096,000 |
| Noninterest income | 2,000 | 15,000 | 9,000 | 44,000 |
| Noninterest expense | 506,000 | 979,000 | 1,458,000 | 1,938,000 |
| Provision for loan losses | 33,000 | 33,000 | 77,000 | 467,000 |
| Pretax income | -298,000 | -495,000 | -709,000 | -1,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -298,000 | -495,000 | -709,000 | -1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,567,000 | 11,411,000 | 11,243,000 | 10,716,000 |
| Total capital | 11,774,000 | 11,618,000 | 11,515,000 | 11,048,000 |
| Risk-weighted assets | 18,472,000 | 20,841,000 | 23,473,000 | 26,508,000 |