Call reports 2006
CALIFORNIA INTERNATIONAL BANK, N.A. — 2006
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,785,000 | 18,311,000 | 18,623,000 | 21,008,000 |
| Total loans | 2,687,000 | 3,881,000 | 9,139,000 | 13,695,000 |
| Allowance for loan losses | 32,000 | 47,000 | 103,000 | 174,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,933,000 | 5,958,000 | 6,499,000 | 4,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,211,000 | 5,996,000 | 6,664,000 | 9,147,000 |
| Interest-bearing deposits | 4,423,000 | 5,100,000 | 5,880,000 | 8,289,000 |
| Noninterest-bearing deposits | 788,000 | 896,000 | 784,000 | 858,000 |
| Equity capital | 12,546,000 | 12,246,000 | 11,938,000 | 11,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 421,000 | 710,000 | 1,001,000 |
| Interest expense | 40,000 | 99,000 | 167,000 | 259,000 |
| Net interest income | 147,000 | 322,000 | 543,000 | 742,000 |
| Noninterest income | 1,000 | 2,000 | 3,000 | 4,000 |
| Noninterest expense | 520,000 | 1,015,000 | 1,538,000 | 1,833,000 |
| Provision for loan losses | 32,000 | 47,000 | 103,000 | 174,000 |
| Pretax income | -404,000 | -738,000 | -1,095,000 | -1,261,000 |
| Income tax | 1,000 | 2,000 | 1,000 | 1,000 |
| Net income | -405,000 | -740,000 | -1,096,000 | -1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,442,000 | 12,139,000 | 11,821,000 | 11,705,000 |
| Total capital | 12,474,000 | 12,186,000 | 11,924,000 | 11,879,000 |
| Risk-weighted assets | 5,314,000 | 5,912,000 | 10,194,000 | 15,031,000 |