Call reports 2017
BANK OF MODESTO — 2017
What BANK OF MODESTO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 48,137,000 | 48,851,000 |
| Total loans | 29,342,000 | 28,755,000 |
| Allowance for loan losses | 198,000 | 0 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 9,310,000 | 9,203,000 |
| Trading assets | 0 | 0 |
| Total deposits | 42,921,000 | 42,996,000 |
| Interest-bearing deposits | 35,299,000 | 34,342,000 |
| Noninterest-bearing deposits | 7,622,000 | 8,654,000 |
| Equity capital | 4,821,000 | 5,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 394,000 | 129,000 |
| Interest expense | 32,000 | 10,000 |
| Net interest income | 362,000 | 119,000 |
| Noninterest income | 26,000 | 7,000 |
| Noninterest expense | 429,000 | 83,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -41,000 | 43,000 |
| Income tax | 0 | 18,000 |
| Net income | -41,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 4,821,000 | 5,080,000 |
| Total capital | 5,019,000 | 5,080,000 |
| Risk-weighted assets | 31,696,000 | 33,306,000 |