Call report 2004Q4
BANK OF MODESTO — 2004Q4
The 22 measures BANK OF MODESTO reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,894,000 | USD | evidence → |
| Total loans | 16,497,000 | USD | evidence → |
| Allowance for loan losses | 125,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,654,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,591,000 | USD | evidence → |
| Interest-bearing deposits | 15,977,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,614,000 | USD | evidence → |
| Equity capital | 3,006,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,156,000 | USD | evidence → |
| Interest expense | 241,000 | USD | evidence → |
| Net interest income | 915,000 | USD | evidence → |
| Noninterest income | 81,000 | USD | evidence → |
| Noninterest expense | 562,000 | USD | evidence → |
| Provision for loan losses | 14,000 | USD | evidence → |
| Pretax income | 420,000 | USD | evidence → |
| Income tax | 138,000 | USD | evidence → |
| Net income | 282,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,006,000 | USD | evidence → |
| Total capital | 3,131,000 | USD | evidence → |
| Risk-weighted assets | 17,147,000 | USD | evidence → |