Call reports 2003
BANK OF MODESTO — 2003
What BANK OF MODESTO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 21,273,000 | 21,350,000 | 21,140,000 | 21,697,000 |
| Total loans | 14,360,000 | 14,565,000 | 15,541,000 | 15,884,000 |
| Allowance for loan losses | 100,000 | 101,000 | 101,000 | 115,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,714,000 | 4,501,000 | 4,350,000 | 4,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,194,000 | 18,233,000 | 17,918,000 | 18,596,000 |
| Interest-bearing deposits | 15,896,000 | 16,076,000 | 15,680,000 | 15,996,000 |
| Noninterest-bearing deposits | 2,298,000 | 2,157,000 | 2,238,000 | 2,600,000 |
| Equity capital | 2,741,000 | 2,810,000 | 2,887,000 | 2,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 600,000 | 904,000 | 1,204,000 |
| Interest expense | 96,000 | 187,000 | 273,000 | 353,000 |
| Net interest income | 203,000 | 413,000 | 631,000 | 851,000 |
| Noninterest income | 17,000 | 37,000 | 58,000 | 73,000 |
| Noninterest expense | 116,000 | 235,000 | 352,000 | 559,000 |
| Provision for loan losses | 0 | 0 | 0 | 21,000 |
| Pretax income | 104,000 | 215,000 | 337,000 | 344,000 |
| Income tax | 22,000 | 63,000 | 108,000 | 115,000 |
| Net income | 82,000 | 152,000 | 229,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,741,000 | 2,810,000 | 2,887,000 | 2,810,000 |
| Total capital | 2,841,000 | 2,911,000 | 2,988,000 | 2,925,000 |
| Risk-weighted assets | 15,468,000 | 15,704,000 | 16,509,000 | 16,808,000 |
Machine access — free, no API key
Every figure shown here about BANK OF MODESTO — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.