Call reports 2025
COMMUNITY SAVINGS — 2025
What COMMUNITY SAVINGS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 278,968,000 | 271,169,000 | 298,207,000 | 297,726,000 |
| Total loans | 216,556,000 | 225,494,000 | 252,070,000 | 258,778,000 |
| Allowance for loan losses | 2,507,000 | 2,738,000 | 2,949,000 | 3,096,000 |
| Securities available for sale | 16,496,000 | 16,779,000 | 17,838,000 | 17,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,587,000 | 220,393,000 | 245,867,000 | 237,468,000 |
| Interest-bearing deposits | 177,689,000 | 181,360,000 | 207,548,000 | 199,969,000 |
| Noninterest-bearing deposits | 40,898,000 | 39,033,000 | 38,319,000 | 37,499,000 |
| Equity capital | 33,275,000 | 33,820,000 | 34,905,000 | 36,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,100,000 | 10,383,000 | 16,005,000 | 21,626,000 |
| Interest expense | 2,093,000 | 4,124,000 | 6,219,000 | 8,352,000 |
| Net interest income | 3,007,000 | 6,259,000 | 9,786,000 | 13,274,000 |
| Noninterest income | 849,000 | 1,601,000 | 2,792,000 | 3,797,000 |
| Noninterest expense | 2,684,000 | 5,734,000 | 8,854,000 | 11,724,000 |
| Provision for loan losses | 310,000 | 605,000 | 815,000 | 965,000 |
| Pretax income | 862,000 | 1,521,000 | 2,909,000 | 4,382,000 |
| Income tax | 181,000 | 316,000 | 630,000 | 954,000 |
| Net income | 681,000 | 1,205,000 | 2,279,000 | 3,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,715,000 | 30,762,000 | 31,705,000 | 33,337,000 |