Call reports 2024
COMMUNITY SAVINGS — 2024
What COMMUNITY SAVINGS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 171,143,000 | 215,451,000 | 242,119,000 | 269,690,000 |
| Total loans | 126,364,000 | 150,320,000 | 192,180,000 | 228,259,000 |
| Allowance for loan losses | 1,327,000 | 1,608,000 | 1,945,000 | 2,196,000 |
| Securities available for sale | 11,622,000 | 16,740,000 | 13,954,000 | 14,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,596,000 | 175,513,000 | 186,455,000 | 198,172,000 |
| Interest-bearing deposits | 91,010,000 | 134,033,000 | 144,623,000 | 160,098,000 |
| Noninterest-bearing deposits | 44,586,000 | 41,480,000 | 41,832,000 | 38,074,000 |
| Equity capital | 24,269,000 | 28,472,000 | 29,237,000 | 32,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,143,000 | 6,588,000 | 10,764,000 | 15,472,000 |
| Interest expense | 790,000 | 2,016,000 | 3,695,000 | 5,593,000 |
| Net interest income | 2,353,000 | 4,572,000 | 7,069,000 | 9,879,000 |
| Noninterest income | 675,000 | 1,186,000 | 2,277,000 | 2,882,000 |
| Noninterest expense | 2,590,000 | 4,837,000 | 7,306,000 | 9,923,000 |
| Provision for loan losses | 231,000 | 512,000 | 862,000 | 1,112,000 |
| Pretax income | 207,000 | 409,000 | 1,178,000 | 1,726,000 |
| Income tax | 42,000 | 83,000 | 245,000 | 360,000 |
| Net income | 165,000 | 326,000 | 933,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,715,000 | 24,870,000 | 25,486,000 | 28,927,000 |