Call reports 2023
COMMUNITY SAVINGS — 2023
What COMMUNITY SAVINGS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 115,124,000 | 116,724,000 | 122,564,000 | 142,168,000 |
| Total loans | 49,844,000 | 67,502,000 | 84,860,000 | 113,997,000 |
| Allowance for loan losses | 63,000 | 86,000 | 774,000 | 1,107,000 |
| Securities available for sale | 12,686,000 | 11,464,000 | 12,745,000 | 11,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,833,000 | 91,143,000 | 97,273,000 | 111,923,000 |
| Interest-bearing deposits | 44,281,000 | 45,635,000 | 51,985,000 | 66,723,000 |
| Noninterest-bearing deposits | 45,552,000 | 45,508,000 | 45,288,000 | 45,200,000 |
| Equity capital | 24,170,000 | 24,330,000 | 24,077,000 | 24,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,519,000 | 3,333,000 | 5,392,000 | 7,835,000 |
| Interest expense | 56,000 | 155,000 | 358,000 | 749,000 |
| Net interest income | 1,463,000 | 3,178,000 | 5,034,000 | 7,086,000 |
| Noninterest income | 386,000 | 815,000 | 1,367,000 | 1,853,000 |
| Noninterest expense | 1,908,000 | 3,789,000 | 5,813,000 | 8,030,000 |
| Provision for loan losses | 19,000 | 41,000 | 171,000 | 534,000 |
| Pretax income | -78,000 | 163,000 | 417,000 | 375,000 |
| Income tax | -16,000 | 29,000 | 81,000 | 71,000 |
| Net income | -62,000 | 134,000 | 336,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,601,000 | 20,805,000 | 20,565,000 | 20,542,000 |