Call reports 2020
COMMUNITY SAVINGS — 2020
What COMMUNITY SAVINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 50,961,000 | 52,696,000 | 53,164,000 | 55,651,000 |
| Total loans | 37,558,000 | 40,625,000 | 43,337,000 | 42,479,000 |
| Allowance for loan losses | 251,000 | 271,000 | 271,000 | 281,000 |
| Securities available for sale | 4,428,000 | 3,988,000 | 3,491,000 | 3,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,195,000 | 43,835,000 | 44,286,000 | 46,731,000 |
| Interest-bearing deposits | 33,993,000 | 34,161,000 | 35,594,000 | 36,296,000 |
| Noninterest-bearing deposits | 8,202,000 | 9,674,000 | 8,692,000 | 10,435,000 |
| Equity capital | 7,324,000 | 7,374,000 | 7,430,000 | 7,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,063,000 | 1,670,000 | 2,261,000 |
| Interest expense | 54,000 | 109,000 | 167,000 | 226,000 |
| Net interest income | 487,000 | 954,000 | 1,503,000 | 2,035,000 |
| Noninterest income | 70,000 | 157,000 | 317,000 | 545,000 |
| Noninterest expense | 574,000 | 1,152,000 | 1,800,000 | 2,425,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 30,000 |
| Pretax income | -17,000 | -52,000 | 9,000 | 134,000 |
| Income tax | -8,000 | -19,000 | -8,000 | 8,000 |
| Net income | -9,000 | -33,000 | 17,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,276,000 | 7,248,000 | 7,309,000 | 7,415,000 |
| Total capital | 7,527,000 | 7,519,000 | 7,580,000 | 7,696,000 |
| Risk-weighted assets | 23,072,000 | 24,668,000 | 25,433,000 | 25,629,000 |