Call reports 2019
COMMUNITY SAVINGS — 2019
What COMMUNITY SAVINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,170,000 | 52,223,000 | 51,232,000 | 51,874,000 |
| Total loans | 36,186,000 | 38,039,000 | 37,610,000 | 36,787,000 |
| Allowance for loan losses | 239,000 | 254,000 | 251,000 | 251,000 |
| Securities available for sale | 5,282,000 | 5,116,000 | 4,847,000 | 4,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,947,000 | 41,918,000 | 40,905,000 | 43,069,000 |
| Interest-bearing deposits | 33,582,000 | 34,437,000 | 33,372,000 | 35,012,000 |
| Noninterest-bearing deposits | 8,365,000 | 7,481,000 | 7,533,000 | 8,057,000 |
| Equity capital | 7,285,000 | 7,318,000 | 7,298,000 | 7,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,110,000 | 1,664,000 | 2,198,000 |
| Interest expense | 57,000 | 117,000 | 179,000 | 239,000 |
| Net interest income | 494,000 | 993,000 | 1,485,000 | 1,959,000 |
| Noninterest income | 49,000 | 138,000 | 193,000 | 286,000 |
| Noninterest expense | 577,000 | 1,177,000 | 1,772,000 | 2,364,000 |
| Provision for loan losses | 0 | 15,000 | 20,000 | 20,000 |
| Pretax income | -34,000 | -61,000 | -114,000 | -139,000 |
| Income tax | -17,000 | -29,000 | -49,000 | -66,000 |
| Net income | -17,000 | -32,000 | -65,000 | -73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,293,000 | 7,291,000 | 7,261,000 | 7,253,000 |
| Total capital | 7,532,000 | 7,545,000 | 7,512,000 | 7,504,000 |
| Risk-weighted assets | 27,987,000 | 28,922,000 | 28,070,000 | 23,074,000 |