Call reports 2018
COMMUNITY SAVINGS — 2018
What COMMUNITY SAVINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 52,160,000 | 50,004,000 | 49,760,000 | 56,497,000 |
| Total loans | 32,387,000 | 31,888,000 | 34,116,000 | 35,949,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 6,894,000 | 6,651,000 | 6,205,000 | 5,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,506,000 | 40,996,000 | 40,744,000 | 46,024,000 |
| Interest-bearing deposits | 33,299,000 | 32,509,000 | 32,144,000 | 37,473,000 |
| Noninterest-bearing deposits | 9,207,000 | 8,487,000 | 8,600,000 | 8,551,000 |
| Equity capital | 8,186,000 | 7,504,000 | 7,479,000 | 7,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 953,000 | 1,456,000 | 1,991,000 |
| Interest expense | 41,000 | 84,000 | 130,000 | 180,000 |
| Net interest income | 434,000 | 869,000 | 1,326,000 | 1,811,000 |
| Noninterest income | 52,000 | 105,000 | 159,000 | 227,000 |
| Noninterest expense | 552,000 | 1,893,000 | 2,417,000 | 2,974,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -66,000 | -919,000 | -932,000 | -936,000 |
| Income tax | -42,000 | -213,000 | -222,000 | -227,000 |
| Net income | -24,000 | -706,000 | -710,000 | -709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,273,000 | 7,596,000 | 7,591,000 | 7,590,000 |
| Total capital | 8,526,000 | 7,849,000 | 7,844,000 | 7,843,000 |
| Risk-weighted assets | 24,146,000 | 23,346,000 | 25,482,000 | 28,355,000 |