Call reports 2016
COMMUNITY SAVINGS — 2016
What COMMUNITY SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,207,000 | 54,287,000 | 53,611,000 | 57,483,000 |
| Total loans | 32,084,000 | 32,884,000 | 32,447,000 | 32,691,000 |
| Allowance for loan losses | 253,000 | 253,000 | 253,000 | 253,000 |
| Securities available for sale | 12,573,000 | 11,096,000 | 10,612,000 | 9,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,908,000 | 40,189,000 | 40,414,000 | 44,492,000 |
| Interest-bearing deposits | 34,107,000 | 33,402,000 | 32,878,000 | 34,583,000 |
| Noninterest-bearing deposits | 7,801,000 | 6,787,000 | 7,536,000 | 9,909,000 |
| Equity capital | 6,435,000 | 6,655,000 | 6,665,000 | 6,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 984,000 | 1,470,000 | 1,948,000 |
| Interest expense | 53,000 | 107,000 | 159,000 | 213,000 |
| Net interest income | 433,000 | 877,000 | 1,311,000 | 1,735,000 |
| Noninterest income | 35,000 | 73,000 | 138,000 | 177,000 |
| Noninterest expense | 456,000 | 922,000 | 1,419,000 | 1,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 28,000 | 30,000 | -42,000 |
| Income tax | 0 | 22,000 | 20,000 | 1,000 |
| Net income | 12,000 | 6,000 | 10,000 | -43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,376,000 | 6,567,000 | 6,571,000 | 6,518,000 |
| Total capital | 6,629,000 | 6,820,000 | 6,824,000 | 6,771,000 |
| Risk-weighted assets | 24,602,000 | 24,615,000 | 24,729,000 | 25,962,000 |