Call reports 2015
COMMUNITY SAVINGS — 2015
What COMMUNITY SAVINGS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 68,928,000 | 64,901,000 | 55,949,000 | 56,373,000 |
| Total loans | 29,497,000 | 29,324,000 | 30,224,000 | 31,906,000 |
| Allowance for loan losses | 297,000 | 288,000 | 275,000 | 267,000 |
| Securities available for sale | 18,156,000 | 16,264,000 | 15,600,000 | 13,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,617,000 | 57,919,000 | 41,434,000 | 42,086,000 |
| Interest-bearing deposits | 50,023,000 | 46,633,000 | 34,227,000 | 34,676,000 |
| Noninterest-bearing deposits | 11,594,000 | 11,286,000 | 7,207,000 | 7,410,000 |
| Equity capital | 5,850,000 | 5,582,000 | 6,363,000 | 6,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,058,000 | 1,557,000 | 2,052,000 |
| Interest expense | 76,000 | 144,000 | 199,000 | 252,000 |
| Net interest income | 456,000 | 914,000 | 1,358,000 | 1,800,000 |
| Noninterest income | 63,000 | 125,000 | 996,000 | 1,038,000 |
| Noninterest expense | 601,000 | 1,257,000 | 1,908,000 | 2,384,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -81,000 | -214,000 | 450,000 | 458,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -81,000 | -214,000 | 450,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,787,000 | 5,692,000 | 6,357,000 | 6,365,000 |
| Total capital | 6,084,000 | 5,980,000 | 6,632,000 | 6,632,000 |
| Risk-weighted assets | 25,252,000 | 24,891,000 | 22,560,000 | 23,705,000 |