Call reports 2012
COMMUNITY SAVINGS — 2012
What COMMUNITY SAVINGS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,706,000 | 65,171,000 | 69,169,000 | 77,238,000 |
| Total loans | 33,716,000 | 32,909,000 | 31,526,000 | 31,240,000 |
| Allowance for loan losses | 397,000 | 307,000 | 268,000 | 254,000 |
| Securities available for sale | 15,758,000 | 15,211,000 | 15,486,000 | 26,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,658,000 | 52,910,000 | 56,823,000 | 65,100,000 |
| Interest-bearing deposits | 42,914,000 | 45,334,000 | 49,432,000 | 53,594,000 |
| Noninterest-bearing deposits | 6,744,000 | 7,576,000 | 7,391,000 | 11,506,000 |
| Equity capital | 6,278,000 | 6,442,000 | 6,450,000 | 6,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,217,000 | 1,815,000 | 2,452,000 |
| Interest expense | 155,000 | 310,000 | 467,000 | 623,000 |
| Net interest income | 471,000 | 907,000 | 1,348,000 | 1,829,000 |
| Noninterest income | 55,000 | 122,000 | 181,000 | 200,000 |
| Noninterest expense | 499,000 | 1,002,000 | 1,524,000 | 2,044,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 27,000 | 5,000 | -15,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 27,000 | 5,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,230,000 | 6,230,000 | 6,208,000 | 6,187,000 |
| Total capital | 6,601,000 | 6,537,000 | 6,476,000 | 6,441,000 |
| Risk-weighted assets | 29,991,000 | 30,908,000 | 31,315,000 | 32,524,000 |