Call reports 2009
ALLIANCE BANK, NATIONAL ASSOCIATION — 2009
What ALLIANCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,406,812,000 | 1,434,946,000 | 1,449,228,000 | 1,409,715,000 |
| Total loans | 927,086,000 | 939,199,000 | 929,096,000 | 915,185,000 |
| Allowance for loan losses | 9,707,000 | 9,859,000 | 10,006,000 | 9,414,000 |
| Securities available for sale | 327,498,000 | 367,318,000 | 394,456,000 | 360,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,034,116,000 | 1,091,908,000 | 1,088,433,000 | 1,078,048,000 |
| Interest-bearing deposits | 870,045,000 | 936,701,000 | 933,186,000 | 916,699,000 |
| Noninterest-bearing deposits | 164,071,000 | 155,207,000 | 155,247,000 | 161,349,000 |
| Equity capital | 162,480,000 | 136,684,000 | 140,950,000 | 141,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 15,881,000 | 31,750,000 | 47,873,000 | 63,937,000 |
| Interest expense | 5,588,000 | 10,627,000 | 15,346,000 | 19,770,000 |
| Net interest income | 10,293,000 | 21,123,000 | 32,527,000 | 44,167,000 |
| Noninterest income | 4,010,000 | 8,399,000 | 12,801,000 | 17,174,000 |
| Noninterest expense | 9,656,000 | 20,175,000 | 30,666,000 | 41,513,000 |
| Provision for loan losses | 1,750,000 | 3,550,000 | 4,675,000 | 6,100,000 |
| Pretax income | 3,912,000 | 6,812,000 | 11,002,000 | 15,896,000 |
| Income tax | 631,000 | 1,284,000 | 2,293,000 | 3,436,000 |
| Net income | 3,281,000 | 5,528,000 | 8,709,000 | 12,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,598,000 | 94,267,000 | 96,296,000 | 99,794,000 |
| Total capital | 129,305,000 | 104,126,000 | 106,307,000 | 109,208,000 |
| Risk-weighted assets | 887,688,000 | 896,507,000 | 888,465,000 | 869,940,000 |