Call reports 2005
ALLIANCE BANK, NATIONAL ASSOCIATION — 2005
What ALLIANCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 906,335,000 | 932,237,000 | 977,524,000 | 977,731,000 |
| Total loans | 533,207,000 | 579,432,000 | 628,554,000 | 647,792,000 |
| Allowance for loan losses | 4,829,000 | 5,140,000 | 5,161,000 | 4,960,000 |
| Securities available for sale | 292,354,000 | 282,788,000 | 268,595,000 | 256,267,000 |
| Securities held to maturity | 7,156,000 | 6,929,000 | 7,556,000 | 6,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 684,439,000 | 691,304,000 | 749,527,000 | 742,692,000 |
| Interest-bearing deposits | 602,700,000 | 607,677,000 | 658,142,000 | 647,401,000 |
| Noninterest-bearing deposits | 81,739,000 | 83,627,000 | 91,385,000 | 95,291,000 |
| Equity capital | 70,036,000 | 73,995,000 | 72,646,000 | 72,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,612,000 | 21,785,000 | 33,777,000 | 46,218,000 |
| Interest expense | 3,676,000 | 8,036,000 | 13,132,000 | 18,692,000 |
| Net interest income | 6,936,000 | 13,749,000 | 20,645,000 | 27,526,000 |
| Noninterest income | 2,949,000 | 6,556,000 | 10,286,000 | 14,175,000 |
| Noninterest expense | 7,611,000 | 15,244,000 | 22,979,000 | 31,426,000 |
| Provision for loan losses | -544,000 | -159,000 | -34,000 | 144,000 |
| Pretax income | 2,818,000 | 5,198,000 | 7,964,000 | 10,110,000 |
| Income tax | 667,000 | 1,197,000 | 1,812,000 | 2,154,000 |
| Net income | 2,151,000 | 4,001,000 | 6,152,000 | 7,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,656,000 | 63,336,000 | 62,885,000 | 64,810,000 |
| Total capital | 68,716,000 | 68,721,000 | 68,236,000 | 69,972,000 |
| Risk-weighted assets | 551,633,000 | 588,711,000 | 636,918,000 | 650,400,000 |