Call reports 2003
ALLIANCE BANK, NATIONAL ASSOCIATION — 2003
What ALLIANCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 778,956,000 | 781,317,000 | 808,799,000 | 824,741,000 |
| Total loans | 423,487,000 | 440,837,000 | 468,069,000 | 476,441,000 |
| Allowance for loan losses | 5,363,000 | 5,554,000 | 5,595,000 | 5,670,000 |
| Securities available for sale | 300,838,000 | 280,167,000 | 278,086,000 | 289,735,000 |
| Securities held to maturity | 5,449,000 | 6,331,000 | 7,012,000 | 6,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,910,000 | 545,708,000 | 565,223,000 | 570,825,000 |
| Interest-bearing deposits | 506,357,000 | 481,474,000 | 505,866,000 | 505,315,000 |
| Noninterest-bearing deposits | 61,553,000 | 64,234,000 | 59,357,000 | 65,510,000 |
| Equity capital | 60,692,000 | 64,678,000 | 63,377,000 | 65,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,444,000 | 20,451,000 | 30,217,000 | 40,214,000 |
| Interest expense | 3,515,000 | 6,871,000 | 9,912,000 | 12,812,000 |
| Net interest income | 6,929,000 | 13,580,000 | 20,305,000 | 27,402,000 |
| Noninterest income | 1,614,000 | 4,596,000 | 6,377,000 | 8,129,000 |
| Noninterest expense | 5,660,000 | 11,309,000 | 17,200,000 | 23,367,000 |
| Provision for loan losses | 953,000 | 1,561,000 | 1,965,000 | 2,349,000 |
| Pretax income | 2,298,000 | 6,100,000 | 8,587,000 | 10,885,000 |
| Income tax | 610,000 | 1,704,000 | 2,349,000 | 2,932,000 |
| Net income | 1,688,000 | 4,396,000 | 6,238,000 | 7,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,462,000 | 58,189,000 | 60,038,000 | 61,748,000 |
| Total capital | 61,007,000 | 63,900,000 | 66,022,000 | 67,817,000 |
| Risk-weighted assets | 443,476,000 | 456,624,000 | 480,356,000 | 490,951,000 |