Call reports 2002
ALLIANCE BANK, NATIONAL ASSOCIATION — 2002
What ALLIANCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 728,252,000 | 759,868,000 | 765,994,000 | 775,196,000 |
| Total loans | 388,006,000 | 408,838,000 | 411,800,000 | 413,200,000 |
| Allowance for loan losses | 4,254,000 | 4,372,000 | 4,622,000 | 4,536,000 |
| Securities available for sale | 284,927,000 | 295,297,000 | 297,216,000 | 303,361,000 |
| Securities held to maturity | 6,845,000 | 6,785,000 | 6,548,000 | 6,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,369,000 | 548,012,000 | 555,101,000 | 549,831,000 |
| Interest-bearing deposits | 455,818,000 | 490,259,000 | 495,995,000 | 492,540,000 |
| Noninterest-bearing deposits | 68,551,000 | 57,753,000 | 59,106,000 | 57,291,000 |
| Equity capital | 51,237,000 | 54,212,000 | 58,347,000 | 60,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,453,000 | 21,238,000 | 32,070,000 | 42,779,000 |
| Interest expense | 3,876,000 | 7,984,000 | 12,089,000 | 15,944,000 |
| Net interest income | 6,577,000 | 13,254,000 | 19,981,000 | 26,835,000 |
| Noninterest income | 1,440,000 | 2,905,000 | 4,489,000 | 5,976,000 |
| Noninterest expense | 5,819,000 | 11,554,000 | 17,283,000 | 22,928,000 |
| Provision for loan losses | 175,000 | 582,000 | 1,083,000 | 1,412,000 |
| Pretax income | 2,155,000 | 4,155,000 | 6,525,000 | 9,012,000 |
| Income tax | 535,000 | 1,089,000 | 1,696,000 | 2,351,000 |
| Net income | 1,620,000 | 3,066,000 | 4,829,000 | 6,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,220,000 | 50,166,000 | 51,929,000 | 53,761,000 |
| Total capital | 55,860,000 | 55,051,000 | 57,043,000 | 58,780,000 |
| Risk-weighted assets | 447,276,000 | 472,577,000 | 476,303,000 | 436,388,000 |