Call reports 2002
SECOND NATIONAL BANK OF WARREN, THE — 2002
What SECOND NATIONAL BANK OF WARREN, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,682,669,000 | 1,717,511,000 | 1,820,417,000 | 1,890,166,000 |
| Total loans | 1,113,734,000 | 1,091,826,000 | 1,153,017,000 | 1,167,236,000 |
| Allowance for loan losses | 16,884,000 | 16,810,000 | 17,443,000 | 17,595,000 |
| Securities available for sale | 391,937,000 | 428,005,000 | 514,271,000 | 497,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,131,198,000 | 1,146,451,000 | 1,181,282,000 | 1,195,112,000 |
| Interest-bearing deposits | 993,091,000 | 1,001,445,000 | 1,027,941,000 | 1,015,398,000 |
| Noninterest-bearing deposits | 138,107,000 | 145,006,000 | 153,341,000 | 179,714,000 |
| Equity capital | 156,094,000 | 164,495,000 | 169,743,000 | 148,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 27,002,000 | 54,088,000 | 80,900,000 | 107,192,000 |
| Interest expense | 12,138,000 | 24,115,000 | 36,254,000 | 47,851,000 |
| Net interest income | 14,864,000 | 29,973,000 | 44,646,000 | 59,341,000 |
| Noninterest income | 5,136,000 | 9,189,000 | 15,255,000 | 22,210,000 |
| Noninterest expense | 11,655,000 | 22,635,000 | 33,961,000 | 47,921,000 |
| Provision for loan losses | 933,000 | 2,236,000 | 3,809,000 | 6,159,000 |
| Pretax income | 7,239,000 | 14,118,000 | 22,790,000 | 28,118,000 |
| Income tax | 2,008,000 | 3,880,000 | 6,364,000 | 7,642,000 |
| Net income | 5,231,000 | 10,238,000 | 16,426,000 | 20,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,783,000 | 138,850,000 | 141,626,000 | 143,723,000 |
| Total capital | 161,719,000 | 153,618,000 | 158,017,000 | 159,418,000 |
| Risk-weighted assets | 1,192,898,000 | 1,179,394,000 | 1,310,474,000 | 1,253,741,000 |