Call reports 2026
FARMERS & MERCHANTS SAVINGS BANK — 2026
What FARMERS & MERCHANTS SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 123,935,000 | 122,497,000 |
| Total loans | 80,443,000 | 79,458,000 |
| Allowance for loan losses | 1,029,000 | 1,027,000 |
| Securities available for sale | 32,835,000 | 33,309,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 104,415,000 | 102,707,000 |
| Interest-bearing deposits | 79,470,000 | 78,445,000 |
| Noninterest-bearing deposits | 24,945,000 | 24,262,000 |
| Equity capital | 16,898,000 | 17,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,450,000 | 2,946,000 |
| Interest expense | 481,000 | 960,000 |
| Net interest income | 969,000 | 1,986,000 |
| Noninterest income | 43,000 | 99,000 |
| Noninterest expense | 649,000 | 1,302,000 |
| Provision for loan losses | 2,000 | 0 |
| Pretax income | 363,000 | 783,000 |
| Income tax | 77,000 | 166,000 |
| Net income | 286,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,244,000 | 16,575,000 |