Call reports 2022
FARMERS & MERCHANTS SAVINGS BANK — 2022
What FARMERS & MERCHANTS SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 89,107,000 | 90,139,000 | 88,515,000 | 89,441,000 |
| Total loans | 66,641,000 | 66,999,000 | 66,750,000 | 64,819,000 |
| Allowance for loan losses | 816,000 | 817,000 | 822,000 | 821,000 |
| Securities available for sale | 14,233,000 | 13,335,000 | 12,943,000 | 13,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,861,000 | 75,402,000 | 73,463,000 | 74,681,000 |
| Interest-bearing deposits | 54,852,000 | 18,452,000 | 55,621,000 | 57,899,000 |
| Noninterest-bearing deposits | 18,009,000 | 56,950,000 | 17,842,000 | 16,782,000 |
| Equity capital | 12,659,000 | 12,559,000 | 12,188,000 | 12,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,530,000 | 2,346,000 | 3,215,000 |
| Interest expense | 74,000 | 142,000 | 224,000 | 345,000 |
| Net interest income | 691,000 | 1,388,000 | 2,122,000 | 2,870,000 |
| Noninterest income | 55,000 | 295,000 | 353,000 | 426,000 |
| Noninterest expense | 478,000 | 959,000 | 1,428,000 | 1,925,000 |
| Provision for loan losses | 1,000 | 3,000 | 8,000 | 7,000 |
| Pretax income | 267,000 | 721,000 | 1,039,000 | 1,364,000 |
| Income tax | 60,000 | 95,000 | 173,000 | 257,000 |
| Net income | 207,000 | 626,000 | 866,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,633,000 | 12,052,000 | 11,917,000 | 12,158,000 |
| Total capital | 12,449,000 | 12,869,000 | 12,739,000 | 12,979,000 |
| Risk-weighted assets | 73,673,000 | 73,542,000 | 72,630,000 | 72,328,000 |