Call reports 2007
FARMERS & MERCHANTS SAVINGS BANK — 2007
What FARMERS & MERCHANTS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 106,949,000 | 110,336,000 | 114,761,000 | 118,473,000 |
| Total loans | 71,776,000 | 77,012,000 | 81,504,000 | 81,725,000 |
| Allowance for loan losses | 593,000 | 624,000 | 1,174,000 | 901,000 |
| Securities available for sale | 28,020,000 | 26,149,000 | 24,804,000 | 21,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,611,000 | 77,046,000 | 78,482,000 | 84,128,000 |
| Interest-bearing deposits | 70,643,000 | 71,141,000 | 72,930,000 | 77,459,000 |
| Noninterest-bearing deposits | 5,968,000 | 5,905,000 | 5,552,000 | 6,669,000 |
| Equity capital | 13,057,000 | 12,831,000 | 12,672,000 | 12,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,556,000 | 3,226,000 | 5,040,000 | 6,805,000 |
| Interest expense | 942,000 | 1,923,000 | 2,995,000 | 4,094,000 |
| Net interest income | 614,000 | 1,303,000 | 2,045,000 | 2,711,000 |
| Noninterest income | 101,000 | 225,000 | 312,000 | 418,000 |
| Noninterest expense | 544,000 | 1,070,000 | 1,648,000 | 2,232,000 |
| Provision for loan losses | 10,000 | 40,000 | 590,000 | 990,000 |
| Pretax income | 161,000 | 68,000 | -231,000 | -439,000 |
| Income tax | 49,000 | 0 | 0 | -97,000 |
| Net income | 112,000 | 68,000 | -231,000 | -342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,250,000 | 13,129,000 | 12,752,000 | 12,563,000 |
| Total capital | 13,843,000 | 13,753,000 | 13,866,000 | 13,464,000 |
| Risk-weighted assets | 79,981,000 | 85,295,000 | 89,103,000 | 89,308,000 |
Machine access — free, no API key
Every figure shown here about FARMERS & MERCHANTS SAVINGS BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.