Call report 2004Q4
FARMERS & MERCHANTS SAVINGS BANK — 2004Q4
The 22 measures FARMERS & MERCHANTS SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,362,000 | USD | evidence → |
| Total loans | 39,618,000 | USD | evidence → |
| Allowance for loan losses | 559,000 | USD | evidence → |
| Securities available for sale | 33,097,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,224,000 | USD | evidence → |
| Interest-bearing deposits | 53,157,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,067,000 | USD | evidence → |
| Equity capital | 7,744,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,967,000 | USD | evidence → |
| Interest expense | 2,246,000 | USD | evidence → |
| Net interest income | 1,721,000 | USD | evidence → |
| Noninterest income | 395,000 | USD | evidence → |
| Noninterest expense | 1,726,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 492,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,801,000 | USD | evidence → |
| Total capital | 8,360,000 | USD | evidence → |
| Risk-weighted assets | 50,454,000 | USD | evidence → |