Call reports 2001
FARMERS & MERCHANTS SAVINGS BANK — 2001
What FARMERS & MERCHANTS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,245,000 | 75,286,000 | 75,589,000 | 72,661,000 |
| Total loans | 32,743,000 | 32,593,000 | 33,595,000 | 33,195,000 |
| Allowance for loan losses | 521,000 | 523,000 | 521,000 | 528,000 |
| Securities available for sale | 31,529,000 | 33,404,000 | 32,501,000 | 35,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,767,000 | 49,599,000 | 49,384,000 | 45,863,000 |
| Interest-bearing deposits | 45,245,000 | 46,105,000 | 46,107,000 | 41,481,000 |
| Noninterest-bearing deposits | 3,522,000 | 3,494,000 | 3,277,000 | 4,382,000 |
| Equity capital | 6,433,000 | 6,522,000 | 6,917,000 | 6,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,531,000 | 3,765,000 | 4,973,000 |
| Interest expense | 811,000 | 1,643,000 | 2,459,000 | 3,237,000 |
| Net interest income | 463,000 | 888,000 | 1,306,000 | 1,736,000 |
| Noninterest income | 52,000 | 113,000 | 168,000 | 251,000 |
| Noninterest expense | 330,000 | 649,000 | 1,003,000 | 1,420,000 |
| Provision for loan losses | 220,000 | 220,000 | 220,000 | 220,000 |
| Pretax income | 54,000 | 221,000 | 353,000 | 497,000 |
| Income tax | 3,000 | 15,000 | 49,000 | 54,000 |
| Net income | 51,000 | 206,000 | 304,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,225,000 | 6,380,000 | 6,478,000 | 6,617,000 |
| Total capital | 6,715,000 | 6,877,000 | 6,955,000 | 7,085,000 |
| Risk-weighted assets | 39,192,000 | 39,734,000 | 38,104,000 | 37,352,000 |