Call reports 2004
FIRST SUSQUEHANNA BANK & TRUST — 2004
What FIRST SUSQUEHANNA BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 350,085,000 | 351,361,000 | 359,836,000 | 351,742,000 |
| Total loans | 252,284,000 | 256,303,000 | 267,108,000 | 260,483,000 |
| Allowance for loan losses | 2,263,000 | 2,179,000 | 2,121,000 | 2,053,000 |
| Securities available for sale | 60,269,000 | 61,599,000 | 57,781,000 | 54,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,259,000 | 280,894,000 | 286,017,000 | 276,127,000 |
| Interest-bearing deposits | 246,811,000 | 240,462,000 | 249,468,000 | 240,861,000 |
| Noninterest-bearing deposits | 38,448,000 | 40,432,000 | 36,549,000 | 35,266,000 |
| Equity capital | 28,083,000 | 26,840,000 | 26,992,000 | 26,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,522,000 | 8,959,000 | 13,654,000 | 18,363,000 |
| Interest expense | 1,481,000 | 2,885,000 | 4,166,000 | 5,490,000 |
| Net interest income | 3,041,000 | 6,074,000 | 9,488,000 | 12,873,000 |
| Noninterest income | 807,000 | 1,629,000 | 2,436,000 | 3,367,000 |
| Noninterest expense | 2,731,000 | 5,434,000 | 8,208,000 | 10,901,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,057,000 | 2,149,000 | 3,536,000 | 5,101,000 |
| Income tax | 247,000 | 531,000 | 784,000 | 1,140,000 |
| Net income | 810,000 | 1,618,000 | 2,752,000 | 3,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,643,000 | 27,462,000 | 26,857,000 | 26,914,000 |
| Total capital | 29,906,000 | 29,641,000 | 28,978,000 | 28,967,000 |
| Risk-weighted assets | 259,983,000 | 261,770,000 | 272,251,000 | 262,391,000 |