Call reports 2002
FIRST SUSQUEHANNA BANK & TRUST — 2002
What FIRST SUSQUEHANNA BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 323,099,000 | 333,734,000 | 343,597,000 | 366,560,000 |
| Total loans | 216,152,000 | 229,527,000 | 236,001,000 | 246,748,000 |
| Allowance for loan losses | 3,302,000 | 3,364,000 | 2,769,000 | 2,705,000 |
| Securities available for sale | 77,626,000 | 77,159,000 | 69,871,000 | 83,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,250,000 | 258,444,000 | 272,917,000 | 279,549,000 |
| Interest-bearing deposits | 222,816,000 | 227,733,000 | 242,099,000 | 242,251,000 |
| Noninterest-bearing deposits | 31,434,000 | 30,711,000 | 30,818,000 | 37,298,000 |
| Equity capital | 25,368,000 | 27,037,000 | 27,456,000 | 26,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,321,000 | 10,630,000 | 15,974,000 | 21,232,000 |
| Interest expense | 2,042,000 | 4,002,000 | 5,958,000 | 7,892,000 |
| Net interest income | 3,279,000 | 6,628,000 | 10,016,000 | 13,340,000 |
| Noninterest income | 410,000 | 966,000 | 1,542,000 | 2,240,000 |
| Noninterest expense | 2,410,000 | 4,841,000 | 7,320,000 | 9,904,000 |
| Provision for loan losses | 120,000 | 240,000 | -260,000 | -260,000 |
| Pretax income | 1,159,000 | 2,513,000 | 4,580,000 | 6,018,000 |
| Income tax | 290,000 | 628,000 | 1,111,000 | 1,497,000 |
| Net income | 869,000 | 1,885,000 | 3,469,000 | 4,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,465,000 | 25,392,000 | 25,986,000 | 25,549,000 |
| Total capital | 27,237,000 | 28,331,000 | 28,755,000 | 28,254,000 |
| Risk-weighted assets | 221,208,000 | 234,682,000 | 241,632,000 | 248,680,000 |