Call reports 2025
PERU FEDERAL SAVINGS BANK — 2025
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 205,516,000 | 208,375,000 | 203,417,000 | 207,356,000 |
| Total loans | 100,257,000 | 106,245,000 | 109,768,000 | 109,596,000 |
| Allowance for loan losses | 745,000 | 813,000 | 847,000 | 842,000 |
| Securities available for sale | 68,762,000 | 71,112,000 | 68,675,000 | 66,923,000 |
| Securities held to maturity | 814,000 | 765,000 | 764,000 | 700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,913,000 | 175,055,000 | 168,735,000 | 172,099,000 |
| Interest-bearing deposits | 144,888,000 | 155,692,000 | 150,892,000 | 152,222,000 |
| Noninterest-bearing deposits | 28,025,000 | 19,363,000 | 17,843,000 | 19,877,000 |
| Equity capital | 29,359,000 | 30,170,000 | 31,308,000 | 32,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,349,000 | 6,601,000 | 8,892,000 |
| Interest expense | 813,000 | 1,626,000 | 2,455,000 | 3,295,000 |
| Net interest income | 1,301,000 | 2,723,000 | 4,146,000 | 5,597,000 |
| Noninterest income | 159,000 | 353,000 | 532,000 | 846,000 |
| Noninterest expense | 1,015,000 | 2,009,000 | 3,054,000 | 4,081,000 |
| Provision for loan losses | 45,000 | 113,000 | 150,000 | 145,000 |
| Pretax income | 388,000 | 980,000 | 1,582,000 | 2,297,000 |
| Income tax | 89,000 | 215,000 | 354,000 | 471,000 |
| Net income | 299,000 | 765,000 | 1,228,000 | 1,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,960,000 | 32,426,000 | 32,943,000 | 33,552,000 |
| Total capital | 32,733,000 | 33,256,000 | 33,810,000 | 34,414,000 |
| Risk-weighted assets | 99,250,000 | 104,006,000 | 105,852,000 | 105,782,000 |