Call reports 2023
PERU FEDERAL SAVINGS BANK — 2023
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 179,068,000 | 184,709,000 | 201,952,000 | 193,892,000 |
| Total loans | 84,336,000 | 83,527,000 | 89,223,000 | 91,393,000 |
| Allowance for loan losses | 603,000 | 587,000 | 651,000 | 675,000 |
| Securities available for sale | 61,345,000 | 59,026,000 | 56,305,000 | 63,506,000 |
| Securities held to maturity | 919,000 | 882,000 | 881,000 | 861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,476,000 | 162,854,000 | 180,290,000 | 163,233,000 |
| Interest-bearing deposits | 138,392,000 | 142,672,000 | 139,488,000 | 134,624,000 |
| Noninterest-bearing deposits | 19,084,000 | 20,182,000 | 40,802,000 | 28,609,000 |
| Equity capital | 20,402,000 | 20,327,000 | 19,893,000 | 27,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 2,999,000 | 4,677,000 | 6,556,000 |
| Interest expense | 317,000 | 759,000 | 1,277,000 | 1,869,000 |
| Net interest income | 1,099,000 | 2,240,000 | 3,400,000 | 4,687,000 |
| Noninterest income | 148,000 | 297,000 | 477,000 | 640,000 |
| Noninterest expense | 983,000 | 2,025,000 | 2,924,000 | 3,960,000 |
| Provision for loan losses | 5,000 | -11,000 | 53,000 | 77,000 |
| Pretax income | 260,000 | 508,000 | 878,000 | 1,287,000 |
| Income tax | 47,000 | 86,000 | 156,000 | 240,000 |
| Net income | 213,000 | 422,000 | 722,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,001,000 | 24,210,000 | 24,510,000 | 30,629,000 |
| Total capital | 24,604,000 | 24,797,000 | 25,191,000 | 31,326,000 |
| Risk-weighted assets | 85,529,000 | 81,749,000 | 93,474,000 | 91,796,000 |