Call reports 2021
PERU FEDERAL SAVINGS BANK — 2021
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 181,741,000 | 181,647,000 | 183,474,000 | 185,541,000 |
| Total loans | 81,728,000 | 81,894,000 | 82,035,000 | 81,392,000 |
| Allowance for loan losses | 543,000 | 560,000 | 547,000 | 567,000 |
| Securities available for sale | 70,441,000 | 69,985,000 | 76,360,000 | 71,692,000 |
| Securities held to maturity | 37,000 | 1,123,000 | 1,115,000 | 1,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,272,000 | 152,227,000 | 153,722,000 | 155,919,000 |
| Interest-bearing deposits | 132,221,000 | 134,317,000 | 136,774,000 | 136,701,000 |
| Noninterest-bearing deposits | 21,051,000 | 17,910,000 | 16,948,000 | 19,218,000 |
| Equity capital | 23,140,000 | 23,312,000 | 23,653,000 | 23,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,141,000 | 3,205,000 | 4,272,000 |
| Interest expense | 183,000 | 336,000 | 478,000 | 611,000 |
| Net interest income | 904,000 | 1,805,000 | 2,727,000 | 3,661,000 |
| Noninterest income | 272,000 | 547,000 | 836,000 | 1,378,000 |
| Noninterest expense | 850,000 | 1,727,000 | 2,578,000 | 3,518,000 |
| Provision for loan losses | -33,000 | -16,000 | -26,000 | -6,000 |
| Pretax income | 300,000 | 523,000 | 892,000 | 1,417,000 |
| Income tax | 99,000 | 133,000 | 214,000 | 318,000 |
| Net income | 201,000 | 390,000 | 678,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,196,000 | 22,385,000 | 22,673,000 | 23,094,000 |
| Total capital | — | 22,945,000 | 23,220,000 | 23,661,000 |
| Risk-weighted assets | — | 76,833,000 | 79,318,000 | 81,716,000 |