Call reports 2020
PERU FEDERAL SAVINGS BANK — 2020
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 156,998,000 | 169,457,000 | 170,806,000 | 171,848,000 |
| Total loans | 76,200,000 | 81,328,000 | 81,437,000 | 82,720,000 |
| Allowance for loan losses | 420,000 | 452,000 | 745,000 | 576,000 |
| Securities available for sale | 60,196,000 | 64,679,000 | 67,533,000 | 70,727,000 |
| Securities held to maturity | 938,000 | 920,000 | 551,000 | 46,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,985,000 | 141,355,000 | 142,580,000 | 143,518,000 |
| Interest-bearing deposits | 119,178,000 | 124,400,000 | 127,232,000 | 125,796,000 |
| Noninterest-bearing deposits | 14,807,000 | 16,955,000 | 15,348,000 | 17,722,000 |
| Equity capital | 22,133,000 | 22,988,000 | 23,203,000 | 23,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,368,000 | 3,490,000 | 4,612,000 |
| Interest expense | 271,000 | 526,000 | 755,000 | 962,000 |
| Net interest income | 938,000 | 1,842,000 | 2,735,000 | 3,650,000 |
| Noninterest income | 78,000 | 686,000 | 1,030,000 | 1,336,000 |
| Noninterest expense | 875,000 | 1,784,000 | 2,627,000 | 3,573,000 |
| Provision for loan losses | 5,000 | 38,000 | 331,000 | 446,000 |
| Pretax income | 106,000 | 607,000 | 726,000 | 897,000 |
| Income tax | -3,000 | 105,000 | 105,000 | 121,000 |
| Net income | 109,000 | 502,000 | 621,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,327,000 | 21,721,000 | 21,839,000 | 21,995,000 |
| Total capital | 21,747,000 | 22,173,000 | 22,584,000 | — |
| Risk-weighted assets | 74,226,000 | 80,777,000 | 77,992,000 | — |