Call reports 2019
PERU FEDERAL SAVINGS BANK — 2019
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 152,838,000 | 152,772,000 | 150,695,000 | 152,917,000 |
| Total loans | 74,365,000 | 75,918,000 | 77,454,000 | 78,559,000 |
| Allowance for loan losses | 485,000 | 534,000 | 507,000 | 517,000 |
| Securities available for sale | 50,923,000 | 49,077,000 | 50,219,000 | 49,516,000 |
| Securities held to maturity | 2,415,000 | 2,130,000 | 1,852,000 | 1,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,201,000 | 130,437,000 | 128,615,000 | 130,312,000 |
| Interest-bearing deposits | 118,856,000 | 118,523,000 | 117,399,000 | 116,956,000 |
| Noninterest-bearing deposits | 12,345,000 | 11,914,000 | 11,216,000 | 13,356,000 |
| Equity capital | 20,230,000 | 20,972,000 | 21,287,000 | 21,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,376,000 | 3,586,000 | 4,784,000 |
| Interest expense | 222,000 | 473,000 | 742,000 | 1,019,000 |
| Net interest income | 937,000 | 1,903,000 | 2,844,000 | 3,765,000 |
| Noninterest income | 196,000 | 388,000 | 572,000 | 980,000 |
| Noninterest expense | 871,000 | 1,782,000 | 2,721,000 | 3,726,000 |
| Provision for loan losses | 18,000 | 66,000 | 40,000 | -100,000 |
| Pretax income | 244,000 | 443,000 | 655,000 | 1,119,000 |
| Income tax | 29,000 | 47,000 | 69,000 | 163,000 |
| Net income | 215,000 | 396,000 | 586,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,287,000 | 20,469,000 | 20,659,000 | 21,027,000 |
| Total capital | 20,772,000 | 21,003,000 | 21,166,000 | 21,544,000 |
| Risk-weighted assets | 74,799,000 | 76,214,000 | 76,007,000 | 76,081,000 |