Call reports 2018
PERU FEDERAL SAVINGS BANK — 2018
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 147,834,000 | 147,123,000 | 144,236,000 | 148,223,000 |
| Total loans | 70,059,000 | 71,095,000 | 71,755,000 | 73,475,000 |
| Allowance for loan losses | 400,000 | 394,000 | 478,000 | 467,000 |
| Securities available for sale | 57,422,000 | 55,551,000 | 53,098,000 | 52,495,000 |
| Securities held to maturity | 3,525,000 | 3,431,000 | 3,100,000 | 2,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,903,000 | 127,015,000 | 124,355,000 | 127,625,000 |
| Interest-bearing deposits | 116,260,000 | 115,875,000 | 114,098,000 | 116,713,000 |
| Noninterest-bearing deposits | 11,643,000 | 11,140,000 | 10,257,000 | 10,912,000 |
| Equity capital | 18,659,000 | 18,851,000 | 18,855,000 | 19,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,193,000 | 3,322,000 | 4,481,000 |
| Interest expense | 174,000 | 358,000 | 552,000 | 762,000 |
| Net interest income | 909,000 | 1,835,000 | 2,770,000 | 3,719,000 |
| Noninterest income | 186,000 | 358,000 | 552,000 | 794,000 |
| Noninterest expense | 862,000 | 1,697,000 | 2,554,000 | 3,443,000 |
| Provision for loan losses | 2,000 | 0 | 84,000 | 91,000 |
| Pretax income | 231,000 | 496,000 | 684,000 | 979,000 |
| Income tax | 28,000 | 64,000 | 78,000 | 92,000 |
| Net income | 203,000 | 432,000 | 606,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,389,000 | 19,618,000 | 19,792,000 | 20,072,000 |
| Total capital | 19,789,000 | 20,012,000 | 20,270,000 | 20,539,000 |
| Risk-weighted assets | 72,188,000 | 72,895,000 | 72,682,000 | 74,115,000 |