Call reports 2017
PERU FEDERAL SAVINGS BANK — 2017
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 147,567,000 | 147,761,000 | 146,142,000 | 146,716,000 |
| Total loans | 68,686,000 | 69,853,000 | 71,323,000 | 71,064,000 |
| Allowance for loan losses | 429,000 | 392,000 | 421,000 | 398,000 |
| Securities available for sale | 52,787,000 | 55,883,000 | 53,913,000 | 52,458,000 |
| Securities held to maturity | 4,578,000 | 4,409,000 | 4,001,000 | 3,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,718,000 | 127,839,000 | 126,087,000 | 126,826,000 |
| Interest-bearing deposits | 116,097,000 | 116,309,000 | 115,295,000 | 115,220,000 |
| Noninterest-bearing deposits | 11,621,000 | 11,530,000 | 10,792,000 | 11,606,000 |
| Equity capital | 18,536,000 | 19,032,000 | 19,210,000 | 18,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,062,000 | 3,119,000 | 4,196,000 |
| Interest expense | 141,000 | 295,000 | 459,000 | 632,000 |
| Net interest income | 881,000 | 1,767,000 | 2,660,000 | 3,564,000 |
| Noninterest income | 202,000 | 426,000 | 642,000 | 860,000 |
| Noninterest expense | 851,000 | 1,714,000 | 2,582,000 | 3,510,000 |
| Provision for loan losses | -39,000 | -10,000 | 20,000 | 24,000 |
| Pretax income | 271,000 | 489,000 | 700,000 | 890,000 |
| Income tax | 53,000 | 81,000 | 110,000 | 268,000 |
| Net income | 218,000 | 408,000 | 590,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,781,000 | 18,971,000 | 19,154,000 | 19,185,000 |
| Total capital | 19,210,000 | 19,363,000 | 19,575,000 | 19,583,000 |
| Risk-weighted assets | 69,884,000 | 69,914,000 | 70,931,000 | 72,135,000 |