Call reports 2016
PERU FEDERAL SAVINGS BANK — 2016
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 145,588,000 | 144,101,000 | 141,771,000 | 141,184,000 |
| Total loans | 65,345,000 | 64,985,000 | 68,764,000 | 69,088,000 |
| Allowance for loan losses | 372,000 | 401,000 | 476,000 | 564,000 |
| Securities available for sale | 55,165,000 | 55,216,000 | 51,712,000 | 48,678,000 |
| Securities held to maturity | 6,198,000 | 5,950,000 | 5,718,000 | 4,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,430,000 | 124,533,000 | 121,909,000 | 121,975,000 |
| Interest-bearing deposits | 114,109,000 | 111,375,000 | 110,958,000 | 110,476,000 |
| Noninterest-bearing deposits | 12,321,000 | 13,158,000 | 10,951,000 | 11,499,000 |
| Equity capital | 18,202,000 | 18,646,000 | 18,774,000 | 18,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 2,061,000 | 3,074,000 | 4,071,000 |
| Interest expense | 140,000 | 280,000 | 422,000 | 564,000 |
| Net interest income | 866,000 | 1,781,000 | 2,652,000 | 3,507,000 |
| Noninterest income | 191,000 | 410,000 | 663,000 | 897,000 |
| Noninterest expense | 822,000 | 1,665,000 | 2,534,000 | 3,419,000 |
| Provision for loan losses | -5,000 | 24,000 | 41,000 | 147,000 |
| Pretax income | 240,000 | 506,000 | 744,000 | 842,000 |
| Income tax | 41,000 | 84,000 | 117,000 | 95,000 |
| Net income | 199,000 | 422,000 | 627,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,015,000 | 18,238,000 | 18,444,000 | 18,563,000 |
| Total capital | 18,387,000 | 18,639,000 | 18,920,000 | 19,127,000 |
| Risk-weighted assets | 64,978,000 | 66,242,000 | 68,262,000 | 68,997,000 |