Call reports 2015
PERU FEDERAL SAVINGS BANK — 2015
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 141,342,000 | 140,096,000 | 138,396,000 | 137,998,000 |
| Total loans | 65,379,000 | 65,290,000 | 65,856,000 | 66,244,000 |
| Allowance for loan losses | 450,000 | 408,000 | 372,000 | 377,000 |
| Securities available for sale | 44,422,000 | 49,676,000 | 49,165,000 | 47,248,000 |
| Securities held to maturity | 7,779,000 | 7,431,000 | 7,098,000 | 6,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,944,000 | 121,866,000 | 119,952,000 | 119,268,000 |
| Interest-bearing deposits | 116,266,000 | 111,347,000 | 109,143,000 | 107,501,000 |
| Noninterest-bearing deposits | 6,678,000 | 10,519,000 | 10,809,000 | 11,767,000 |
| Equity capital | 17,369,000 | 17,365,000 | 17,714,000 | 17,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,032,000 | 3,046,000 | 4,067,000 |
| Interest expense | 145,000 | 287,000 | 427,000 | 561,000 |
| Net interest income | 864,000 | 1,745,000 | 2,619,000 | 3,506,000 |
| Noninterest income | 185,000 | 351,000 | 585,000 | 747,000 |
| Noninterest expense | 804,000 | 1,595,000 | 2,383,000 | 3,220,000 |
| Provision for loan losses | 68,000 | 56,000 | 76,000 | 81,000 |
| Pretax income | 177,000 | 445,000 | 749,000 | 955,000 |
| Income tax | 35,000 | 80,000 | 140,000 | 161,000 |
| Net income | 142,000 | 365,000 | 609,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,164,000 | 17,386,000 | 17,631,000 | 17,816,000 |
| Total capital | 17,614,000 | 17,794,000 | 18,003,000 | 18,193,000 |
| Risk-weighted assets | 69,696,000 | 66,628,000 | 64,313,000 | 64,022,000 |