Call reports 2013
PERU FEDERAL SAVINGS BANK — 2013
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 142,766,000 | 139,196,000 | 138,708,000 | 139,398,000 |
| Total loans | 67,519,000 | 67,395,000 | 67,888,000 | 69,286,000 |
| Allowance for loan losses | 433,000 | 379,000 | 384,000 | 393,000 |
| Securities available for sale | 42,023,000 | 40,484,000 | 38,182,000 | 39,669,000 |
| Securities held to maturity | 13,658,000 | 12,794,000 | 11,800,000 | 10,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,936,000 | 122,657,000 | 122,128,000 | 122,488,000 |
| Interest-bearing deposits | 120,749,000 | 117,674,000 | 116,806,000 | 116,634,000 |
| Noninterest-bearing deposits | 5,187,000 | 4,983,000 | 5,322,000 | 5,854,000 |
| Equity capital | 15,852,000 | 15,744,000 | 15,845,000 | 15,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,131,000 | 3,163,000 | 4,224,000 |
| Interest expense | 233,000 | 456,000 | 670,000 | 866,000 |
| Net interest income | 839,000 | 1,675,000 | 2,493,000 | 3,358,000 |
| Noninterest income | 182,000 | 389,000 | 582,000 | 776,000 |
| Noninterest expense | 784,000 | 1,540,000 | 2,329,000 | 3,315,000 |
| Provision for loan losses | 9,000 | 71,000 | 80,000 | 89,000 |
| Pretax income | 231,000 | 456,000 | 669,000 | 733,000 |
| Income tax | 37,000 | 72,000 | 107,000 | 81,000 |
| Net income | 194,000 | 384,000 | 562,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,619,000 | 15,810,000 | 15,988,000 | 16,078,000 |
| Total capital | 16,052,000 | 16,189,000 | 16,372,000 | 16,471,000 |
| Risk-weighted assets | 64,820,000 | 64,437,000 | 64,823,000 | 66,152,000 |