Call reports 2012
PERU FEDERAL SAVINGS BANK — 2012
What PERU FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 140,750,000 | 140,483,000 | 140,050,000 | 139,695,000 |
| Total loans | 66,936,000 | 67,261,000 | 67,949,000 | 69,012,000 |
| Allowance for loan losses | 292,000 | 306,000 | 308,000 | 424,000 |
| Securities available for sale | 33,540,000 | 34,228,000 | 36,473,000 | 37,610,000 |
| Securities held to maturity | 18,199,000 | 17,105,000 | 16,164,000 | 14,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,928,000 | 124,554,000 | 123,510,000 | 123,157,000 |
| Interest-bearing deposits | 120,403,000 | 119,698,000 | 119,003,000 | 118,313,000 |
| Noninterest-bearing deposits | 4,525,000 | 4,856,000 | 4,507,000 | 4,844,000 |
| Equity capital | 14,926,000 | 15,202,000 | 15,535,000 | 15,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,336,000 | 3,477,000 | 4,627,000 |
| Interest expense | 359,000 | 697,000 | 996,000 | 1,263,000 |
| Net interest income | 813,000 | 1,639,000 | 2,481,000 | 3,364,000 |
| Noninterest income | 194,000 | 356,000 | 604,000 | 924,000 |
| Noninterest expense | 749,000 | 1,452,000 | 2,193,000 | 3,001,000 |
| Provision for loan losses | -27,000 | -13,000 | -12,000 | 104,000 |
| Pretax income | 285,000 | 556,000 | 904,000 | 1,183,000 |
| Income tax | 97,000 | 159,000 | 252,000 | 315,000 |
| Net income | 188,000 | 397,000 | 652,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,737,000 | 14,954,000 | 15,210,000 | 15,426,000 |
| Total capital | 15,029,000 | 15,260,000 | 15,518,000 | 15,850,000 |
| Risk-weighted assets | 64,833,000 | 63,547,000 | 65,243,000 | 65,431,000 |