Call reports 2004
ALLEGIANT BANK — 2004
What ALLEGIANT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 2,469,974,000 | 2,751,358,000 |
| Total loans | 1,906,618,000 | 1,964,526,000 |
| Allowance for loan losses | 20,889,000 | 20,892,000 |
| Securities available for sale | 330,541,000 | 295,332,000 |
| Securities held to maturity | 8,135,000 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,811,824,000 | 1,691,831,000 |
| Interest-bearing deposits | 1,605,006,000 | 1,504,425,000 |
| Noninterest-bearing deposits | 206,818,000 | 187,406,000 |
| Equity capital | 278,738,000 | 526,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 28,606,000 | 17,873,000 |
| Interest expense | 10,045,000 | 4,000,000 |
| Net interest income | 18,561,000 | 13,873,000 |
| Noninterest income | 4,289,000 | 3,810,000 |
| Noninterest expense | 12,340,000 | 13,479,000 |
| Provision for loan losses | 4,702,000 | 916,000 |
| Pretax income | 5,866,000 | 3,453,000 |
| Income tax | 1,802,000 | 795,000 |
| Net income | 4,064,000 | 2,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 226,171,000 | 196,468,000 |
| Total capital | 247,060,000 | 217,360,000 |
| Risk-weighted assets | 2,061,511,000 | 2,114,961,000 |