Call reports 2003
ALLEGIANT BANK — 2003
What ALLEGIANT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,307,993,000 | 2,382,697,000 | 2,437,305,000 | 2,437,335,000 |
| Total loans | 1,689,761,000 | 1,749,365,000 | 1,829,149,000 | 1,847,683,000 |
| Allowance for loan losses | 18,730,000 | 20,016,000 | 21,039,000 | 19,718,000 |
| Securities available for sale | 369,953,000 | 368,019,000 | 344,665,000 | 337,575,000 |
| Securities held to maturity | 12,661,000 | 11,791,000 | 10,899,000 | 9,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,724,917,000 | 1,757,791,000 | 1,763,621,000 | 1,710,061,000 |
| Interest-bearing deposits | 1,524,456,000 | 1,523,755,000 | 1,549,075,000 | 1,515,106,000 |
| Noninterest-bearing deposits | 200,460,000 | 234,036,000 | 214,546,000 | 194,955,000 |
| Equity capital | 223,575,000 | 262,215,000 | 265,966,000 | 272,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 30,083,000 | 60,937,000 | 91,622,000 | 121,596,000 |
| Interest expense | 11,404,000 | 22,305,000 | 32,650,000 | 42,751,000 |
| Net interest income | 18,679,000 | 38,632,000 | 58,972,000 | 78,845,000 |
| Noninterest income | 3,195,000 | 6,652,000 | 10,177,000 | 14,686,000 |
| Noninterest expense | 11,704,000 | 23,826,000 | 35,798,000 | 48,329,000 |
| Provision for loan losses | 1,660,000 | 3,335,000 | 5,690,000 | 8,274,000 |
| Pretax income | 10,233,000 | 21,076,000 | 31,909,000 | 42,104,000 |
| Income tax | 3,362,000 | 6,896,000 | 10,352,000 | 13,615,000 |
| Net income | 6,871,000 | 14,180,000 | 21,557,000 | 28,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,282,000 | 208,548,000 | 214,762,000 | 221,879,000 |
| Total capital | 190,012,000 | 228,564,000 | 235,801,000 | 241,597,000 |
| Risk-weighted assets | 1,787,315,000 | 1,866,364,000 | 1,951,286,000 | 2,007,890,000 |