Call reports 2017
MONITOR BANK, THE — 2017
What MONITOR BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 42,844,000 | 39,439,000 |
| Total loans | 22,531,000 | 21,492,000 |
| Allowance for loan losses | 194,000 | 195,000 |
| Securities available for sale | 2,000 | 2,000 |
| Securities held to maturity | 3,065,000 | 3,070,000 |
| Trading assets | 0 | 0 |
| Total deposits | 36,898,000 | 33,416,000 |
| Interest-bearing deposits | 24,789,000 | 22,018,000 |
| Noninterest-bearing deposits | 12,109,000 | 11,398,000 |
| Equity capital | 5,891,000 | 5,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 354,000 | 707,000 |
| Interest expense | 21,000 | 35,000 |
| Net interest income | 333,000 | 672,000 |
| Noninterest income | 14,000 | 23,000 |
| Noninterest expense | 217,000 | 419,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 130,000 | 276,000 |
| Income tax | 46,000 | 94,000 |
| Net income | 84,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 5,891,000 | 5,988,000 |
| Total capital | 6,085,000 | 6,183,000 |
| Risk-weighted assets | 26,452,000 | 24,998,000 |