Call reports 2001
MONITOR BANK, THE — 2001
What MONITOR BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,804,000 | 20,707,000 | 21,428,000 | 22,767,000 |
| Total loans | 12,382,000 | 12,594,000 | 13,546,000 | 13,457,000 |
| Allowance for loan losses | 124,000 | 129,000 | 128,000 | 131,000 |
| Securities available for sale | 2,000 | 2,000 | 0 | 0 |
| Securities held to maturity | 278,000 | 278,000 | 303,000 | 305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,805,000 | 17,686,000 | 18,354,000 | 19,682,000 |
| Interest-bearing deposits | 13,162,000 | 14,896,000 | 15,821,000 | 16,730,000 |
| Noninterest-bearing deposits | 2,643,000 | 2,790,000 | 2,533,000 | 2,952,000 |
| Equity capital | 2,927,000 | 2,978,000 | 3,042,000 | 3,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 805,000 | 1,171,000 | 1,508,000 |
| Interest expense | 142,000 | 291,000 | 434,000 | 574,000 |
| Net interest income | 275,000 | 514,000 | 737,000 | 934,000 |
| Noninterest income | 26,000 | 46,000 | 78,000 | 102,000 |
| Noninterest expense | 157,000 | 321,000 | 494,000 | 656,000 |
| Provision for loan losses | 9,000 | 18,000 | 23,000 | 26,000 |
| Pretax income | 135,000 | 221,000 | 298,000 | 354,000 |
| Income tax | 50,000 | 80,000 | 93,000 | 124,000 |
| Net income | 85,000 | 141,000 | 205,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,927,000 | 2,978,000 | 3,042,000 | 3,058,000 |
| Total capital | 3,051,000 | 3,107,000 | 3,170,000 | 3,189,000 |
| Risk-weighted assets | 12,952,000 | 13,554,000 | 14,399,000 | 14,463,000 |