Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 415,038,000 | 433,471,000 | 447,391,000 | 438,171,000 |
| Total loans | 225,530,000 | 243,664,000 | 259,197,000 | 269,110,000 |
| Allowance for loan losses | 3,184,000 | 3,480,000 | 3,402,000 | 3,400,000 |
| Securities available for sale | 145,911,000 | 137,930,000 | 131,438,000 | 121,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,875,000 | 371,022,000 | 383,015,000 | 367,665,000 |
| Interest-bearing deposits | 329,946,000 | 348,073,000 | 360,822,000 | 342,789,000 |
| Noninterest-bearing deposits | 22,929,000 | 22,949,000 | 22,193,000 | 24,876,000 |
| Equity capital | 40,193,000 | 40,967,000 | 42,147,000 | 42,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,850,000 | 7,784,000 | 11,892,000 | 15,989,000 |
| Interest expense | 453,000 | 904,000 | 1,343,000 | 1,762,000 |
| Net interest income | 3,397,000 | 6,880,000 | 10,549,000 | 14,227,000 |
| Noninterest income | 601,000 | 1,290,000 | 1,971,000 | 2,761,000 |
| Noninterest expense | 2,997,000 | 5,903,000 | 8,945,000 | 12,175,000 |
| Provision for loan losses | 149,000 | 1,130,000 | 1,339,000 | 1,374,000 |
| Pretax income | 852,000 | 1,137,000 | 2,236,000 | 3,439,000 |
| Income tax | 145,000 | 95,000 | 325,000 | 578,000 |
| Net income | 707,000 | 1,042,000 | 1,911,000 | 2,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,986,000 | 32,342,000 | 33,028,000 | 33,589,000 |
| Total capital | 35,170,000 | 35,787,000 | 36,430,000 | 36,989,000 |
| Risk-weighted assets | 258,702,000 | 274,833,000 | 286,877,000 | 295,320,000 |