Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 303,505,000 | 304,050,000 | 303,901,000 | 306,761,000 |
| Total loans | 200,183,000 | 201,157,000 | 197,703,000 | 193,441,000 |
| Allowance for loan losses | 1,833,000 | 2,037,000 | 2,082,000 | 1,903,000 |
| Securities available for sale | 57,736,000 | 49,200,000 | 51,257,000 | 60,055,000 |
| Securities held to maturity | 15,850,000 | 16,475,000 | 17,700,000 | 16,917,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,859,000 | 245,899,000 | 244,584,000 | 251,606,000 |
| Interest-bearing deposits | 197,352,000 | 200,912,000 | 199,377,000 | 202,344,000 |
| Noninterest-bearing deposits | 45,507,000 | 44,987,000 | 45,207,000 | 49,262,000 |
| Equity capital | 33,633,000 | 34,360,000 | 34,630,000 | 32,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,819,000 | 7,786,000 | 11,812,000 | 15,955,000 |
| Interest expense | 864,000 | 1,827,000 | 2,904,000 | 4,128,000 |
| Net interest income | 2,955,000 | 5,959,000 | 8,908,000 | 11,827,000 |
| Noninterest income | 355,000 | 805,000 | 1,287,000 | 1,729,000 |
| Noninterest expense | 2,679,000 | 5,391,000 | 8,249,000 | 10,953,000 |
| Provision for loan losses | 80,000 | 293,000 | 337,000 | 159,000 |
| Pretax income | 655,000 | 1,177,000 | 1,719,000 | 2,554,000 |
| Income tax | 128,000 | 212,000 | 304,000 | 492,000 |
| Net income | 527,000 | 965,000 | 1,415,000 | 2,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,584,000 | 28,081,000 | 28,597,000 | 27,303,000 |
| Total capital | 29,417,000 | 30,118,000 | 30,679,000 | 29,206,000 |
| Risk-weighted assets | 219,263,000 | 211,714,000 | 211,668,000 | 214,712,000 |
Machine access — free, no API key
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