Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 299,413,000 | 298,541,000 | 304,357,000 | 307,817,000 |
| Total loans | 195,480,000 | 196,378,000 | 198,344,000 | 198,545,000 |
| Allowance for loan losses | 1,688,000 | 1,756,000 | 1,767,000 | 1,763,000 |
| Securities available for sale | 59,793,000 | 55,187,000 | 56,942,000 | 59,854,000 |
| Securities held to maturity | 16,586,000 | 16,782,000 | 18,035,000 | 15,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,029,000 | 240,754,000 | 247,827,000 | 249,546,000 |
| Interest-bearing deposits | 205,014,000 | 203,787,000 | 205,110,000 | 200,953,000 |
| Noninterest-bearing deposits | 36,015,000 | 36,967,000 | 42,717,000 | 48,593,000 |
| Equity capital | 34,797,000 | 32,318,000 | 33,528,000 | 34,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,760,000 | 7,532,000 | 11,330,000 | 15,252,000 |
| Interest expense | 771,000 | 1,632,000 | 2,494,000 | 3,346,000 |
| Net interest income | 2,989,000 | 5,900,000 | 8,836,000 | 11,906,000 |
| Noninterest income | 340,000 | 694,000 | 1,097,000 | 1,498,000 |
| Noninterest expense | 2,446,000 | 4,888,000 | 7,417,000 | 9,857,000 |
| Provision for loan losses | 47,000 | 132,000 | 177,000 | 177,000 |
| Pretax income | 1,114,000 | 1,987,000 | 2,752,000 | 3,783,000 |
| Income tax | 295,000 | 508,000 | 681,000 | 882,000 |
| Net income | 819,000 | 1,479,000 | 2,071,000 | 2,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,207,000 | 25,442,000 | 26,105,000 | 27,001,000 |
| Total capital | 27,895,000 | 27,198,000 | 27,873,000 | 28,776,000 |
| Risk-weighted assets | 210,060,000 | 211,623,000 | 216,787,000 | 218,161,000 |