Call report 2007Q4
VANGUARD BANK & TRUST COMPANY — 2007Q4
The 22 measures VANGUARD BANK & TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 642,686,000 | USD | evidence → |
| Total loans | 565,319,000 | USD | evidence → |
| Allowance for loan losses | 7,587,000 | USD | evidence → |
| Securities available for sale | 39,710,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 512,596,000 | USD | evidence → |
| Interest-bearing deposits | 493,522,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,074,000 | USD | evidence → |
| Equity capital | 62,099,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 47,813,000 | USD | evidence → |
| Interest expense | 18,720,000 | USD | evidence → |
| Net interest income | 29,093,000 | USD | evidence → |
| Noninterest income | 5,562,000 | USD | evidence → |
| Noninterest expense | 14,980,000 | USD | evidence → |
| Provision for loan losses | 12,652,000 | USD | evidence → |
| Pretax income | 7,173,000 | USD | evidence → |
| Income tax | 2,137,000 | USD | evidence → |
| Net income | 5,036,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,275,000 | USD | evidence → |
| Total capital | 64,862,000 | USD | evidence → |
| Risk-weighted assets | 641,188,000 | USD | evidence → |