Call report 2005Q4
VANGUARD BANK & TRUST COMPANY — 2005Q4
The 22 measures VANGUARD BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 639,818,000 | USD | evidence → |
| Total loans | 559,017,000 | USD | evidence → |
| Allowance for loan losses | 8,015,000 | USD | evidence → |
| Securities available for sale | 36,870,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 553,330,000 | USD | evidence → |
| Interest-bearing deposits | 447,014,000 | USD | evidence → |
| Noninterest-bearing deposits | 106,316,000 | USD | evidence → |
| Equity capital | 66,825,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,017,000 | USD | evidence → |
| Interest expense | 7,837,000 | USD | evidence → |
| Net interest income | 32,180,000 | USD | evidence → |
| Noninterest income | 4,732,000 | USD | evidence → |
| Noninterest expense | 12,183,000 | USD | evidence → |
| Provision for loan losses | 2,425,000 | USD | evidence → |
| Pretax income | 22,320,000 | USD | evidence → |
| Income tax | 8,434,000 | USD | evidence → |
| Net income | 13,886,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,555,000 | USD | evidence → |
| Total capital | 70,577,000 | USD | evidence → |
| Risk-weighted assets | 665,632,000 | USD | evidence → |