Call report 2004Q2
VANGUARD BANK & TRUST COMPANY — 2004Q2
The 22 measures VANGUARD BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 523,162,000 | USD | evidence → |
| Total loans | 451,293,000 | USD | evidence → |
| Allowance for loan losses | 6,107,000 | USD | evidence → |
| Securities available for sale | 37,768,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 442,451,000 | USD | evidence → |
| Interest-bearing deposits | 375,397,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,054,000 | USD | evidence → |
| Equity capital | 52,658,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,396,000 | USD | evidence → |
| Interest expense | 2,209,000 | USD | evidence → |
| Net interest income | 11,187,000 | USD | evidence → |
| Noninterest income | 2,225,000 | USD | evidence → |
| Noninterest expense | 5,852,000 | USD | evidence → |
| Provision for loan losses | 675,000 | USD | evidence → |
| Pretax income | 6,885,000 | USD | evidence → |
| Income tax | 2,590,000 | USD | evidence → |
| Net income | 4,295,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,014,000 | USD | evidence → |
| Total capital | 54,121,000 | USD | evidence → |
| Risk-weighted assets | 530,678,000 | USD | evidence → |