Call report 2003Q4
VANGUARD BANK & TRUST COMPANY — 2003Q4
The 22 measures VANGUARD BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 490,391,000 | USD | evidence → |
| Total loans | 400,102,000 | USD | evidence → |
| Allowance for loan losses | 5,788,000 | USD | evidence → |
| Securities available for sale | 51,817,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 399,154,000 | USD | evidence → |
| Interest-bearing deposits | 341,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,329,000 | USD | evidence → |
| Equity capital | 49,828,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,210,000 | USD | evidence → |
| Interest expense | 5,373,000 | USD | evidence → |
| Net interest income | 20,837,000 | USD | evidence → |
| Noninterest income | 3,893,000 | USD | evidence → |
| Noninterest expense | 11,456,000 | USD | evidence → |
| Provision for loan losses | 860,000 | USD | evidence → |
| Pretax income | 12,323,000 | USD | evidence → |
| Income tax | 4,653,000 | USD | evidence → |
| Net income | 7,670,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,623,000 | USD | evidence → |
| Total capital | 50,411,000 | USD | evidence → |
| Risk-weighted assets | 495,535,000 | USD | evidence → |