Call report 2002Q4
VANGUARD BANK & TRUST COMPANY — 2002Q4
The 22 measures VANGUARD BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 487,739,000 | USD | evidence → |
| Total loans | 371,157,000 | USD | evidence → |
| Allowance for loan losses | 5,431,000 | USD | evidence → |
| Securities available for sale | 65,127,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 382,146,000 | USD | evidence → |
| Interest-bearing deposits | 335,069,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,077,000 | USD | evidence → |
| Equity capital | 46,386,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,339,000 | USD | evidence → |
| Interest expense | 7,335,000 | USD | evidence → |
| Net interest income | 19,004,000 | USD | evidence → |
| Noninterest income | 3,848,000 | USD | evidence → |
| Noninterest expense | 11,012,000 | USD | evidence → |
| Provision for loan losses | 1,839,000 | USD | evidence → |
| Pretax income | 9,987,000 | USD | evidence → |
| Income tax | 3,750,000 | USD | evidence → |
| Net income | 6,237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,283,000 | USD | evidence → |
| Total capital | 45,714,000 | USD | evidence → |
| Risk-weighted assets | 445,475,000 | USD | evidence → |