Call reports 2007
SOMERSET VALLEY BANK — 2007
What SOMERSET VALLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 549,490,000 |
| Total loans | 315,411,000 |
| Allowance for loan losses | 2,994,000 |
| Securities available for sale | 139,070,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 416,905,000 |
| Interest-bearing deposits | 381,159,000 |
| Noninterest-bearing deposits | 35,746,000 |
| Equity capital | 93,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 7,604,000 |
| Interest expense | 3,756,000 |
| Net interest income | 3,848,000 |
| Noninterest income | 430,000 |
| Noninterest expense | 3,690,000 |
| Provision for loan losses | 33,000 |
| Pretax income | 609,000 |
| Income tax | 120,000 |
| Net income | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 35,253,000 |
| Total capital | 38,248,000 |
| Risk-weighted assets | 343,726,000 |
Machine access — free, no API key
Every figure shown here about SOMERSET VALLEY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.